Bakoeva Gulbakhor. “THE DEVELOPMENT OF DIGITAL BANKING AND ITS IMPACT ON TRADITIONAL FINANCIAL INSTITUTIONS”. O‘RTA OSIYODA IJTIMOIY VA GUMANITAR TADQIQOTLAR 1, no. 3 (November 1, 2025): 183–187. Accessed March 22, 2026. https://globalscholars.uz/index.php/oigt/article/view/1579.