BANKLARDA RISKLARNI BOSHQARISH TIZIMLARINI TAKOMILLASHTIRISH VA MOLIYAVIY BARQARORLIKNI OSHIRISH

Zebiniso Yusupova

Toshkent Kimyo Xalqaro Universiteti 4-kurs, BANP-706 guruh talabasi

Keywords: bank risklari, risklarni boshqarish tizimi, moliyaviy barqarorlik, kredit risklari, likvidlik risklari, ichki nazorat, moliyaviy xavf, bankning barqarorligi, strategik boshqaruv.

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Abstract

Ushbu maqolada banklarda risklarni boshqarish tizimlarini takomillashtirishning moliyaviy barqarorlikka ta'siri tahlil qilinadi. Banklar faoliyatida kredit, likvidlik, bozor va operatsion risklarni samarali boshqarishning ahamiyati, zamonaviy risklarni baholash metodlari va nazorat mexanizmlari ko‘rib chiqiladi. Shuningdek, maqolada banklarning ichki nazorat tizimlarini kuchaytirish, innovatsion texnologiyalarni joriy etish hamda moliyaviy barqarorlikni ta’minlash bo‘yicha strategik tavsiyalar ishlab chiqilgan. Tadqiqot natijalari banklar faoliyatining barqarorligini oshirish va moliyaviy xavflarni minimallashtirishga yo‘naltirilgan.

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