Sattarova Sevinch Berdiyor qizi. “KREDIT MODUL TIZIMINING O‘QUV JARAYONIGA TA’SIRI”. MULTIDISCIPLINARY JOURNAL: FUNDAMENTAL RESEARCH SCIENTIFIC JOURNAL 2, no. 02 (February 18, 2026): 317–320. Accessed March 21, 2026. https://globalscholars.uz/index.php/fundamental/article/view/2201.